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please send me the photo of the question
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A beach is a landform alongside a body of water which consists of loose particles. The particles composing a beach are typically made from rock, such as sand, gravel, shingle, pebbles, etc, or biological sources, such as mollusc shells or coralline algae.
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pro: thousands of dollars in interest, free up cash, sleep better
con: paid off most of the loan off already, deplete emergency fund, stop building credit
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Contrivance definition is - a thing contrived; especially : a mechanical device. How to use contrivance in a sentence.
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Contrivance definition is - a thing contrived; especially : a mechanical device. How to use contrivance in a sentence.
A topic refers to the particular theme or subject of a sentence, essay or speech.
In other words, it may refer to the category or class of argument or consideration.
The above sentence focuses on the theme of shift time which makes it the appropriate topic of consideration.
Therefore, the topic of the sentence is shift time change