Over speculation means to over "guess." eg, majority of the people feel the stock market will go up, so they greedily buy, when in reality it's the peak already and stock market prices will drop soon.
<span>He used the Strategic Defense Initiative to avoid conflict</span>
The correct answer is C) It created a centralized banking system for our nation.
The Federal Reserve Act created a centralized banking system for our nation.
The US Congress passed the Federal Reserve Act of 1913 to create the central bank of the United States with the establishment of the Federal Reserve System. This legislation aimed to maintain the monetary and economic stability of the country. President Woodrow Wilson signed the law and authorizing 12 Federal Reserved banks to print money, always maintaining inflation rates low and generating jobs for the American people.
D I believe is correct answer
