<span>APR stands for annual percentage rate, and is the total amount of interest that needs to be paid on a loan amount each year, over the loan's entire term.</span>
Answer:
who is the visitor. S P E C I F Y
Explanation:
D. Universal Theme is your answer
This message shows up in many stories, and so it is a theme
hope this helps
Fear can come in many shapes and forms. Each individual has something that they fear, some fear spiders, some have a fear of heights. It all depends on the individual, although people can have the same fears. We as humans can have more than one fear being able to have different fears makes people different and unique. Depending on the fear a person/individual has it can shape their life and what things they’ll stay away from. Of course there are people who can overcome their fears which will also shape them into who they are as a person.
