Answer: True
Explanation:
Research writing process is mechanism is which research and studied material is written in document form.Discovered material is summarized , made into points, arranged etc in the document .
This content is thoroughly read and checked for assessment and evaluation to figure out any error,misconception,mistake etc.
Thus, the given statement is true.
The correct answer would be
C) Makes borrowers financially unappealing.
Hope this helps you! ;)