The first step to start saving money is to figure out how much you spend. Keep track of all your expenses—that means every coffee, household item and cash tip.
Once you have your data, organize the numbers by categories, such as gas, groceries and mortgage, and total each amount. Use your credit card and bank statements to make sure you’re accurate—and don’t forget any.
Tip: Look for a free spending tracker to help you get started. Choosing a digital program or app can help automate some of this work. Bank of America clients can use the Spending & Budgeting tool, which automatically categorizes your transactions for easier budgeting in the mobile app or online.
Once you have an idea of what you spend in a month, you can begin to organize your recorded expenses into a workable budget. Your budget should outline how your expenses measure up to your income—so you can plan your spending and limit overspending. Be sure to factor in expenses that occur regularly but not every month, such as car maintenance.
Tip: Include a savings category—aim to save 10 to 15 percent of your income
Answer:hold onmm
Explanation: 23 is the answer I dont know how bu I guss that is
Answer: shift
Explanation:
Based on the information given, the rhetorical technique used is shift. It should be noted that a rhetorical shift occurs when the tone or the style of a speakers or a writer is being altered. A rhetorical shift is a can be signalled when transition words such as however, then, or but are used.
Answer: A) We would do better at the craft fair if our booth were a bit bigger.
Explanation: conditional mood is the form of a verb which is used to make requests or expression of under what condition something would happen. From the given options, the sentence that is written correctly in the conditional mood, is the corresponding to option A, because it has the condition "if our booth were a bit bigger" and the consequence "we would do better at the craft fair."
