Answer:
D. A loan default
Explanation:
you can almost think of your credit score as an actual score--one that's based on how much you can be trusted.
If I've always paid my expenses on time, and in full, a bank is probably going to trust me a lot.
And that's exactly what credit score is--a prediction of how likely you are to pay a loan on time. Some companies even call it your "creditworthiness"
So, a major influential factor of your credit score is your banking history
and a<u> </u><u>loan default</u><u> would logically impact your credit score greatly</u>
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(note: a loan default is essentially when a borrower doesn't pay back the debt)
So, A loan default is one factor that influences your credit score.
hope this helps!! have a lovely day :)