The type of health insurance coverage that takes up where basic health insurance coverage leaves off is Major medical expense insurance.
<h3>What is health insurance coverage?</h3>
It is a legal entitlement to pay for your health care costs which is generally under a contract with a health insurance company or government program like Medicare, Medicaid.
The primary purpose of medical insurance is to pay actual medical costs.
Basic health insurance offer less coverage for lower premiums. Subscribers pay a low premium for coverage and receive set amounts of cash to reimburse them for events including doctor visits, lab tests and surgery.
Major medical insurance offers more coverage for a higher premium. Major medical insurance covers more than doctor visits and surgical procedures. It also covers the expenses associated with serious illness or hospitalization.