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NARA [144]
2 years ago
10

A bank is earning 6 percent on its $150 million in earning assets and is paying 4.75 percent on its liabilities. the bank's inte

rest rate spread is __________.
Business
1 answer:
leva [86]2 years ago
4 0

A bank is earning 6 percent on its $150 million in earning assets and is paying 4.75 percent on its liabilities. the bank's interest rate spread is <u>1.25 percent</u>

<u></u>

The amount of interest due each period expressed as a percentage of the amount lent, deposited, or borrowed is known as an interest rate (called the principal sum). The total interest on a loaned or borrowed sum is determined by the principal amount, the interest rate, the frequency of compounding, and the period of time the loan, deposit, or borrowing took place.

The interest rate over a year is known as the annual interest rate. Other interest rates are applicable over shorter time frames, such a day or a month, but they are typically annualized. Interest rates fluctuate in response to market supply and demand.

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There were few communication issues with alice, bob, betty, and frank for each communication issue where was the breakdown in co
satela [25.4K]
During communication between Herb and each of his teammates, there was some type of “blank space”. Herb was not communicating properly as a project manager should. His staff either did not understood what he was trying to say, missing information in his message, or did not communicated at all.

Alice- Encoding
Bob- Improper format for the message
Betty- Feedback
<span>Frank- Decoding/ Encoding</span>
5 0
3 years ago
Lucia is using cost-volume-profit analysis to predict profits for a new product line. Which of the following reflect how Lucia’s
tino4ka555 [31]

Lucia’s analysis is subject to assumptions because(c) The analysis lacks validity if the total fixed costs required for the calculated break-even point generates too low of capacity.

Explanation:

Cost-volume-profit analysis is used to make short-term decisions.

Cost-volume-profit (CVP) analysis is used to study the changes in cost and volume and how its impact on the company's operating income and net income.

While  performing <u>Cost-volume-profit (CVP) analysis</u>  several assumptions are made like assuming the  Sales price per unit to be  constant. Variable costs per unit  to be constant.

The five basic component of CVP analysis includes

  • volume or level of activity
  • unit selling price
  • variable cost per unit
  • total fixed cost
  • sales mix.

5 0
3 years ago
Which of the following factors affect the breakeven point for both absorption costing and variable​ costing? 1. Fixed​ (manufact
sertanlavr [38]

Answer:

B) 1. and 2.

Explanation:

Both variable costing and absorption costing are affected by fixed costs (both manufacturing overhead and administrative overhead) and contribution margin per unit.  

Cost absorption costs are also affected by production levels and the denominator level chosen to set the fixed manufacturing cost rate.

7 0
3 years ago
the southern division of knucklehead company has a return on investment of 15% and an investment turnover of 1.2 what is the pro
lutik1710 [3]

The profit margin of the Southern division of Knucklehead Company is 12.5%.

<h3>What is meant by profit margin?</h3>

Profit margin evaluates how much of each dollar in sales or services your company retains from its earnings and is stated as a percentage. When the net income of the business is divided by the net sales or revenue, the result is the profit margin. Profit margin is calculated as profit multiplied by revenue.

There is a net profit margin as well as a larger gross profit margin (smaller).  A bigger profit margin is always preferred because it indicates that the business makes more money from its sales. Profit margins indicated in percentage, however, might differ by industry. Retail businesses may have lower profit margins than growth companies, but they make up for this with bigger sales volumes.

A division's return on investment (ROI) = profit margin x investment turnover.

Given:

0.15 = profit margin x 1.20.

Profit margin = 0.15 / 1.2 = 0.125

So, 0.125 x 100 = 12.5%

To learn more about profit margin, visit:

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8 0
1 year ago
Who listen to ebk jaaybo
klemol [59]

Answer:

never heard of that person

Explanation:

7 0
3 years ago
Read 2 more answers
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