Answer:
A. each state's Department of Insurance
Explanation:
There are five independent agencies that provide independent ratings of insurance companies' financial strength and claims-paying abilities. They are:
1. A.M. Best,
2. Fitch,
3. Kroll Bond Rating Agency (KBRA)
4. Moody and
5. Standard & Poor's
Each have a rating scale, rating standards, its own population of rated companies, and its own distribution of companies across its scale.
The reason that American settlers felt it was necessary to remove the native Americans from the land they were invading was because they felt that they were a threat, and would attack them for encroaching on their land and property.
Booker T. Washington and W.E.B. DuBois were two important leaders of the Black community in the United States. However, they each had very different opinions about the role of the African community, and on how equality could be achieved.
Booker T. Washington believed that the Black community needed to adopt a philosophy of self-help, racial solidarity and accomodation. He believed that African Americans had the duty to educate themselves and improve their livelihood in order to be taken seriously by white Americans. On the other hand, W.E.B. DuBois believed that this approach only put an extra burden on black people, while ignoring the responsibilities of whites. He argued that social change had to come through political change, and advocated political action.
I believe that their differences were as substantial as the friction between their followers. The two men had very different opinions about race and advancement. Moreover, I believe that the opinions of Booker T. Washington were more suited to the temper of the times as he took a more positive view of white people and a more negative view of conflict and political activism.
Answer:
A command or planned economy occurs when the government controls all major aspects of the economy and economic production. In a command economy, it is the government that decides what to produce, how to produce goods and how to distribute goods and services within the economy.
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