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ollegr [7]
2 years ago
9

Explain how banks have transformed their commercial lending business from asset transformation to brokerage services

Business
1 answer:
faltersainse [42]2 years ago
6 0

Asset transformation by financial intermediaries is the purchase of a primary asset or securities and their transformation into other assets in terms of risk and maturity.

A type of transformation where banks use deposits (mobilized funds) to generate income by pooling deposits to provide loans. More precisely, asset transformation is the process of converting bank liabilities (deposits) into bank assets (loans). Deposits are inherently subject to withdrawal by customers (depositors) at any time or as set out in the deposit contract/agreement. Loans are bank assets because they represent money that the bank lends and expects to receive back in the form of repayment of principal and interest. As such, banks perform asset transformation by providing long-term and short-term loans, with the interest differential being their transformation returns. Banks and other financial institutions usually perform asset transformation by offering their customers various financial products on both sides of the balance sheet, such as deposits, investment and loan products, etc.

Learn more about risk and maturity.

brainly.com/question/20715710

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Zigmanuir [339]

Answer:

Searching for 'electronic music schools' was the signal to target you with that ad.

Explanation:

Searching engines are a whole discipline right now. The power to offer what you probably like increase sales on internet.

When we search something, there's algorithms that save the key words you used. This is immediately is linked to the ad's algorithms to offer you some service or product related.

That's how Google, for example, offer you products related with your key words searched it before. The same happens with Spotify, algorithms save your key words (artist, specific songs, albums...) to offer you in the future a whole list related with your previous search.

8 0
3 years ago
Maurice can drive or fly from Jacksonville, Florida to Atlanda, Georgia, for a one-day business trip. If he drives, he will be a
ArbitrLikvidat [17]

Answer:

c. $150.

Explanation:

the extra amount of hours Maurice can work taking a flight will be of 5 hours

(8 hours taking a plane against 3 hours if driving)

As the income per hour is 30 dollar it can generate;

5 hours x $30 per hour = $150

Maurice will only travel by plane if it generates the same or more income than the driving thus, a differencial price of less than 150 dollars will provide Maurice with a net gain. Also we should consider that if Maurice drives his car it is taking a depreication hit per mile while driving that is being ignoer to keep the assignment simple. But considering that the amount of differential income could be higher than $150

8 0
3 years ago
Freeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeee points
muminat

Answer:

thx lol

Explanation:

5 0
3 years ago
Read 2 more answers
What does an exchange rate tell you?
saw5 [17]

Answer:

C. How much one unit of currency is worth when converted to another currency

4 0
3 years ago
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Farmers selling some of their soybeans in storage because they anticipate a lower price of soybeans in the near future would cau
AlladinOne [14]

Answer:

D. rightward shift in the current supply of soybeans.

Explanation:

A shift in the supply curve is caused when factors other than price either increase the supply of a good (a shift to the right), or decrease the supply of the good (a shift to the left).

In this case, a factor other than price, the expectations of farmers (they are expectations because the lower prices have not materialized) has increased the supply of soybeans, causing a rightward shift of the supply curve of that good.

8 0
3 years ago
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