This is the answer to your question. Hope this helps!
I believe the correct answer would be Japan.
In a group life insurance when an insured terminates membership he can convert to whole life insurance. Whole life insurance is an insurance that you will pay as long as you are alive. It does not end in a year but as long as you pay your premiums your benefactor will receive the benefit when you are no longer breathing. It also has options, you can also cash out the money you invested and use it for the things you need or when you or the member of your family are suffering from illness and you need money to spend for his medical bills.
Domesticating animals learned it freshman year
