Question

What is outlined in the certificate of coverage for a group health insurance policy?

Answer 1

Certificates of coverage outline the policy, its coverage and term, claim procedures, and the right of conversion for a group health insurance policy.

What is Health Insurance Policy?

• A health insurance policy gives protection against medical costs incurred as a result of injuries, illnesses, or accidents.
• Such a policy may be obtained by a person for a specific period of time in exchange for monthly or annual premium payments.
• A type of insurance coverage called health insurance covers medical and health-related costs.
• Health insurance pays all or part of the costs associated with normal care, emergency care, and chronic condition management.
• The outline of coverage is a summary of the policy that was issued or that was requested, and it should be reviewed to ascertain the governing legal terms.

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