Which of the following types of coverage would pay for damage to your automobile in an accident for which you were at fault? B. Collision 
Joe Johnson needs surgery for appendicitis. which part of his basic insurance coverage should help pay this surgery? B. Surgical Expense Insurance 
        
             
        
        
        
Answer:
D. Predictive Analytics 
Explanation:
Predictive analytics is a data mining technique that involves the use of old previous information in the prediction of future activities. It is the use of statistical data and algorithms in determining the likelihood that a future event will occur based on the historical facts found in the statistical data. It is used in identifying patterns and predicting future outcomes and trends based on those identified patterns. An example of this is a forecast that helps police in predicting areas most likely that crime will occur. 
 
        
             
        
        
        
Answer:
$4540.19
Explanation:
Step 1: Get the formula for the value of the bond  in 2018
Formula= P * (1+r)n
P= Investment = $5000
r= Coupon rate=6%
n= Period or number of years = 6 years
Step 2: Calculate the value of the bond in 2018
Value of the bond in 2018= 5000 * (1+ 0.06)6
= 7092.60
Step 3: Calculate the Present value of the bond
Formula= (P x Present Value Factor) + (Interest x The present value interest factor of an annuity (PVIFA))
(P x Present Value Factor) = (5000 x 1\(1+r)^n) 
where r= rate of return= 8%
n= years = 6
(Interest x The present value interest factor of an annuity (PVIFA) = 
Interest = (Coupon rate x Investment) 
PVIFA= 1\(1+r)^n}
where r= rate of return= 8%
n= years = 6
= (5000 x  0.6307) + (300 x 4.6223
)
=4540.19
 
        
             
        
        
        
Answer: Conservative approach; Short term debt
Explanation:
Conservative approach is used by a company to maintain a level of current assets that is high which invariably leads to higher working capital. This is used by a firm that occasionally faces demand for short-term credit but usually has an excess of short-term capital to finance current assets.
Short term debts typically costs less than the long term debts as it's for a shorter duration.