Answer:
Country of origin
Explanation:
This restriction is created by the Equal Credit Opportunity Act (ECOA) , which is a law that created to ensure that people are not discriminated to obtain loans based on their gender, race, ethnicity or religion.
Asking information about country of origin can be interpreted as an effort to distinguish the consumers race & ethnicity. ECOA wanted to ensure that the decision made by the bank only based on the person's ability to repay the credit.
Answer:
D. invest in the stock market
Explanation:
In this scenario, Roger thinks it would be fun to own a part of a major company. He would like the opportunity to buy shares of ownership in a company. Therefore, an individual can do this by investing in the stock market such as buying of shares, bonds and other securities.
A bond can be defined as a debt or fixed investment security, in which a bondholder (creditor or investor) loans an amount of money to the bond issuer (government or corporations) for a specific period of time.
Generally, the bond issuer is expected to return the principal at maturity with an agreed upon interest to the bondholder, which is payable at fixed intervals.
The par value of a bond is its face value and it comprises of its total dollar amount as well as its maturity value. Also, the par value of a bond gives the basis on which periodic interest is paid. Thus, a bond is issued at par value when the market rate of interest is the same as the contract rate of interest. This simply means that, a bond would be issued at par (face) value when the bond's stated rated is significantly equal to the effective or market interest rate on the specific date it was issued.
In Economics, bonds could either be issued at discount or premium.
<span>Voyagers, known as Conquistadors, were dispatched in early Spanish rule in order to identify new land regions, which led to the adoption of various charters, perhaps most notably being that of the Northwest Passage, which increased trade and economic growth in the region.</span>
Sealed asphalt can be driven on after 12 to 24 hours in the heat of the summer. However, we recommend you allow 48 hours to maintain an excellent looking finish.
Over the next five centuries the economy would at first grow and then suffer an acute crisis, resulting in significant political and economic change. Despite economic dislocation in urban and extraction economies, including shifts in the holders of wealth and the location of these economies, the economic output of towns and mines developed and intensified over the period.[2] By the end of the period, England had a weak government, by later standards, overseeing an economy dominated by rented farms controlled by gentry, and a thriving community of indigenous English merchants and corporations.[3]