Common exclusions found in liability policies are damage to property owned by the insured.
<h3>
What are liability policies?</h3>
Liability insurance is a component of the general insurance system of risk financing that shields the buyer from the risks of liabilities brought on by lawsuits and other claims of a similar nature.
It also shields the insured in the event that the buyer is sued for claims covered by the insurance policy.
Hence, the choice of damage to property owned by the insured is correct.
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Answer:
Legislative—Makes laws (Congress, comprised of the House of Representatives and Senate)
Executive—Carries out laws (president, vice president, Cabinet, most federal agencies)
Judicial—Evaluates laws (Supreme Court and other courts)
Explanation:
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Yes, the local law enforcement officers enforce the laws pertaining to alcoholic beverages.
<h3>Role of local law enforcement;</h3>
The regulatory and law enforcement agencies have the clear jurisdiction to control and regulate the supply for alcohol and narcotics.
Some more responsibilities of local law enforcement are-
- Laws governing their production, importation, sale, possession, and usage are enforced by law enforcement agencies.
- State and municipal law enforcement authorities are responsible for enforcing alcohol-related legislation.
- This Department of Alcoholic Beverage Control (DABC) issues licenses to businesses so they can sell alcohol and collaborates with local law enforcement organizations to enforce state regulations.
- Alcohol-related and other laws must be upheld at licensed establishments, according to the legislation, by local law enforcement officials.
- Additionally, any reports on arrests and service requests at a licensed establishment must be sent to DABC by officers. The DABC then looks into whether there are any reasons to suspend and revoke a license.
- Licensees who frequently call seeking service need to examine their business practices and make adjustments.
- Additional staff may be hired, business hours may be shortened, security guards may be hired, the music may change, and lighting levels may be raised
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