Answer: Worksite Marketing
Explanation: Worksite marketing is described as distribution of financial service to employees of a company by the their employer. The employer facilitate and approved this marketing to his staff to patronized its product.
Worksite marketing have to be approved by management of a business before it is allow to take place in the business premise. Insurance company mostly practice this marketing, selling their life insurance policies to their staffs.
Answer:
The answer is B. value delivery
Explanation:
Value delivery is the manner in which products are designed in order to give maximum value to the customer using it. Anything which creates value for customers should be included in the value adding process.The more happy customers a business creates, the more likely it is that those customers will purchase from the company again.
Answer:
$80 U
Explanation:
Flexible budget [$1,760 + ($10 × 624)]
$1,760+$6,240= $8,000
Planning budget [$1,760 + ($10 × 616)]
$1,760+$6,160= $7,920
Flexible budget-Planning budget= Activity variance
$8,000-$7,920=$80
Activity variance $80 U
Therefore the flexible budget is greater than the planning budget, the variance is unfavorable (U)
Answer and Explanation:
The computation is shown below:
a. For expected return
As we know that
Expected return = Probability × Rate of return
The same formula applies for all of the given stock
For Boom it is
= 0.4(0.21) + 0.4(0.36) + 0.2(0.55)
= 0.33
For Normal it is
= 0.4(0.17) + 0.4(0.13) + 0.2(0.09)
= 0.13
For Bust
= 0.4(0.00) + 0.4(-0.28) + 0.2(-0.45)
= - 0.20
So, the expected rate of return is
= 0.25(0.33) + 0.60(0.13) + 0.15(-0.20)
= 0.1305
Now the variance is
= 0.25 × (0.33 - 0.1305)^2 + 0.60 × (0.13 - 0.1305)^2+ 0.15 × (-0.20 – 0.1305)^2
= 0.053
Now the standard deviation is
= [0.053]^1/2
= 0.23
b. Risk premium is
= E(Rp) – Rf
= 0.1305 - 0.038
= 0.0925
c. Expected real return is
= 0.1305 - 0.035
= 0.0955
The Expected real risk premium is
= risk premium - inflation rate
= 0.0955 - 0.035
= 0.0605
We simply applied the above formulas