Among women who are depressed in widowhood,<u> financial strain </u>appears to be the biggest burden.
While the death of a spouse is emotionally devastating and can affect family finances particularly if the spouse is the breadwinner, women more than men are found to be especially affected.
One reason is that in a heterosexual marriage, the husband tends to be the main income earner. Studies have found that the household income for widows decline by about 37 percent after the death of her spouse. The assets of widows also tend to decline more than widowers.
Often, wives have been less involved in managing family finances, filing taxes, dealing with life insurance policies, etc. and some do not even have their own accounts. This restricts their financial independence if they enter widowhood.
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