you would use a comma after.
example:
dear Mrs.Smith,
I was pleased to meet you.
sincerly, NK
Hi! :)
The borrower may chose to use the funds to invest in a business venture and thus be becomes an investor. Money is channeled through financial institutions such as banks. A saver saving with a bank account seeks to keep the money in the bank as it earns him interest.
A sense of humor and honesty but it depends for everyone
