Answer:
Risky shift.
Explanation:
Risky shift is when a group or team agrees on a decision that would have been riskier for one individual to take alone. Such a group attitude would increase the chance for consequences that are not positive. In such a scenario people would change their decisions to be more riskier when they are in a group compared to when they are acting individually. It is a form of group polarization.
It is backed by a valuable asset,
which is also known as secured credit.
Their were no official vice president candidates in the election of 1800
