IRBD work with middle-income developing countries
IDA: saving accounts for lower income
Sand is a noun.
A noun is a person, place, thing, or idea. Sand is a noun because it is a thing.
She is heartbroken, and he is relieved
When two sentence have equal importance and are related, you can combine them to form a compound sentence, using coordinating conjuctions (<span>for, and, no, but, or, yet, so)</span>