A.
Low credit scores usually indicate irresponsible spending behaviors.
        
                    
             
        
        
        
Answer and Explanation:
The computation of the  weighted-average number of shares outstanding  in each cases is as follows:
a. At the time when the shares are issued at cash 
= (303,000 × 12 ÷ 12) + (31,200 × 8 ÷ 12)
= 303,000 + 20,800
= 323,800 shares
b. At the time when the shares are issued in the stock dividend
= (303,000 × 12 ÷ 12) + (29,700 × 12 ÷ 12)
= 303,000 + 29,700
= 332,700 shares
 
        
             
        
        
        
Answer:
3. an insurance agent and an insurance company 
Explanation:
Insurance simply means protection from financial loss. 
Types of insurance are: 
1. Property insurance
2. Life or personal insurance 
3. Marine insurance
4. Fire insurance
5. Liability insurance
6. Social insurance
7. Guarantee insurance
Insurance Agents are people that work for insurance companies to reach out to new and existing customers to sell insurance. An insurance agent acts as an intermediary between an insured and the marketplace
An insured means a person or organization covered by insurance. They are like consumers.
Insurance company (insurer) is a business that provides coverage, in the form of compensation resulting from loss, damage or injury, treatment or hardship in exchange for premium payments. 
Wholesale Broker is a type of insurance broker who acts as an intermediary between a retail broker (insurance agent ) and an insurer while having no contact with the insured