Economic theory predicts that employer-provided retiree health insurance benefits crowd-out household wealth accumulation. Nevertheless, there is little research on the impacts of retiree health insurance on wealth accruals, so this paper utilizes a unique data file on three baseline cohorts from the Health and Retirement Study to explore how employer-provided retiree health insurance may influence. net household wealth among public sector employees, where retiree healthcare benefits are still quite prevalent. We find that most full-time public sector employees who anticipate receiving employer-provided health insurance coverage in retirement save less than their private sector uncovered counterparts.
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the Earth's natural environments and the systems that shape them
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C. students who did not complete high school is the correct answer.
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Before, Slave owners kept slaves treated like dirt/animals. That was thier job. Sadly, Slaves were restricted to not be educated, or learn anything. All the slaves knew to do was listen to thier masters and work work work.
