I believe you mixed the question with these answers, because the word broached doesn't refer to any of these answers - first of all, it is a verb, and all of the options are nouns.
The meaning of this verb is <span>made a way into.</span>
Answer: To explain that bad habits are creating a bad financial situation
Explanation: ap3x
Not c , not d , a or b <3
The correct meaning of ir- prefix is that it means not responsible.
Hope this helped if it did than mark me as brainiest.