Answer:
"The Credit Card Accountability Responsibility and Disclosure (CARD) Act of 2009 is a federal statute passed by the United States Congress and signed by U.S. President Barack Obama on May 22, 2009. It is comprehensive credit card reform legislation that aims "...to establish fair and transparent practices relating to the extension of credit under an open-end consumer credit plan, and for other purposes."[1] The bill was passed with bipartisan support by both the House of Representatives and the Senate."
Source: The internet
Thomas Jefferson, hope this helps
The action by the state of Maryland which led to McCulloch v. Maryland was that it attempted to stop a branch of the Second Bank of the United States from bringing in notes that were not made in Maryland, as they were taxed if they were from out of state. This case led to the necessary and proper clause being used and is one of the most famous Supreme Court cases in the history of the United States.