Answer:
The prefix hetero- comes from the Greek word, héteros, and means "other, different". It is the exact opposite of the meaning of the prefix homo-.
Because this happens in the pacific rim, where the most volcanoes and volcanic islands are found
1 - Taxes. Best way to keep your money legally is to keep it at a financial institution that honors your country's tax system and keeps you from paying fines or serving jail time.
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4 - Accessibility. Financial institutions usually provide easier access to your money and have procedures for liquidating non/cash assets.