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Answer:
As air rises upwards it expands and cool down and then it stops rising when it matches the temperature of surrounding air. ... Cool air can't hold moisture as much as warm air. So moisture condenses into droplets of water and thus forming cloud.
The feature of the insurance contract that is being described above is the aleatory contract. It is the type of contact where the individual that has been involved can't handle or control the event that could happen to him or her. It is a way of having uncertain events happening in the individual such as death or natural disasters that she or he could face.
