The correct answer is; Insurance plans that are sold on the Marketplace, "most" small group and individual plans, and all state Medicare plans must provide some mental health services. The act states that there must be more than 50 workers.
Further Explanation:
The Mental Health Parity Act began in 1996 and the Mental Health Parity and Addiction Equity Act began in 2008. The MHPA of 1996 was started to help people with mental health issues get the needed help. This prevents insurance companies and any HMOs to place place limits, either annually or lifetime, that are on a plan with surgical and medical benefits on the plan.
Under this law, there is a a limit on how many days a patient can stay in an inpatient setting, outpatient appointments, raising the deductible on the insurance, and also the prescription psych medications.
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