Answer:
The correct answer is letter "D": knowledge and skills that workers have acquired.
Explanation:
Human Capital is all the creative skills and expertise embodied in a company's employees, skills which brings economic value for the company. The most efficient way of producing goods and services is to know the "how to." Human capital can be used more efficiently like any other kind of capital and this leads to an improvement in the quality and quantity of production.
I believe the answer is: it gives a special tax break to employees who are saving primarily for retirement.
This make the taxpayers able to maxmize their purchasing power prior to their retirement. Which allow them to do things such as putting more money down on their mortrage, improve their standard of living, increasing their life saving, or putting of some of their income in various type of investments.
And she was able to do just that because she is rich, right?