The correct answer is ATM fee, Service fee, and Minimum balance fee - all of these fees represent typical account fees. An ATM fee is the couple of dollars that you have to pay when you withdraw your money from an ATM. Minimum balance fee refers to the fee that is paid if you want to keep your bank account "alive." And service fee you pay for certain banking services. There is no fee for routing number.
So he what you do is take $488 multiply it by 22% to get $107.36 you then subtract $488 from $107.36 to get what he was paying before premium increase which is $380.64
