Books, articles, or websites that have information on that topic
Answer: Formal
This excerpt is an example of formal writing. There are several ways in which we can identify this characteristic. The excerpt discusses an academic topic, which is a literary analysis of Emerson's writing. Moreover, the sample uses formal words, such as "stress" and "pre-eminent."
Bank services : This is because we are all meant to manage our belongings, without banks, the stability of our wealth will be less as thieves will have a free open market