The House of Commons<span> is the lower </span>house<span> of the Parliament of the United Kingdom. Like the upper</span>house<span>, the </span>House<span> of Lords, it meets in the Palace of Westminster. The </span>House<span> is an elected body consisting of 650 members known as Members of Parliament (MPs)</span>
When capital adequacy line is equal to the savings per worker function then "normal expected returns to investor".
<h3>What is
capital adequacy/requirement ratio?</h3>
The capital adequacy ratio (CAR) gauges a bank's level of capital retention in relation to its level of risk. The CAR of banks must be monitored by national regulators in order to ascertain how well it can withstand an acceptable amount of loss.
The components of capital adequacy are-
- The Capital Adequacy Ratio (CAR) aims to ensure that banks have an adequate amount of capital to safeguard depositors' funds.
- (Tier 1 Capital + Tier 2 Capital) / Risk-Weighted Assets is the calculation for CAR.
- The BIS's capital standards have tightened up in recent years.
- By reducing the likelihood of bank insolvency, capital adequacy ratios promote the effectiveness and stability of a country's financial system.
- A bank with a high capital adequacy ratio is typically thought to be secure and likely to fulfill its financial obligations.
The principle of capital adequacy are-
- High-quality and loss-absorbing capital are both necessary.
- The Basel III criteria for common stock, along with supplementary tier 1 and tier 2 capital, are applied to establish the quality of capital, with retained earnings being the most important factor.
To know more about the capital requirement, here
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Explanation:
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prevent african americans from gaining equality. they enforced racial segregation
Answer:Encoding has occured
Explanation:When someone (a sender) has an idea that they want to communicate to others , they always need to encode that message ,which means translate it into symbols that can be understood by those who receive the message.
So during encoding ideas are translated into the coded message that one can understand.
The most common used symbol is langauge.
