Answer:
Having a high amount of student loans and tuition debt means that your FICO score will reflect this amount of debt and if it is defaulted on even once or timely payments are not made, your credit score will suffer which will make life so much harder in a country like the U.S.
For a long time after college, you will probably be unable to buy a house unless you find a really good job that will help you pay off the student loan. This is because the loan already means that you have a high debt burden and then keeping up with both those payments and mortgage payments can be difficult. 
- Forgoing your dream career
A lot of the time, people are forced to give up the life they wanted in order to pursue another job that will enable them pay off their student loans especially in cases where their dream careers don't pay much or will take some time to pay off. 
 
        
             
        
        
        
I think that right annswer for this question is a.
        
                    
             
        
        
        
He is beginning to realize that he is afraid to die.
        
                    
             
        
        
        
Answer:
B. Patrick Henry's "Give Me Liberty, or Give Me Death"
Explanation:
Pathos is a retoric appeal used get to people's emotions. 
This speech is given on March 23, 1775 to the Second Convention of Virginia, and was highly emotional
 
        
             
        
        
        
Excel gives each date a numeric value starting at 1st January 1900. ... Note: in some versions of Excel when you insert a formula it will ... The employee has to type in their time as you see it in the cell for the formatting to work correctly. ... converting them to the balance of a day (hence the 1 in the formula).