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Disposable income is the money that is available to invest, save, or spend on necessities and nonessential items after deducting income taxes.
Discretionary income is what a household or individual has to invest, save, or spend after necessities are paid.
Examples of necessities include the cost of housing, food, clothing, utilities, and transportation.
The U.S. Department of Education uses your discretionary income to calculate payments for income-based repayment plans.
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Build trust, Give the UN time and space to do its job
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American culture encompasses the customs and traditions of the United States. The United States is sometimes described as a "melting pot" in which different cultures have contributed their own distinct "flavors" to American culture.
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<em>These </em><em>are </em><em>harmful </em><em>effects </em><em>of </em><em>earth </em><em>and </em><em>it's </em><em>natural</em><em> </em><em>systems </em><em>due </em><em>to </em><em>the </em><em>action </em><em>of </em><em>humans.</em>
<em>I </em><em>hope</em><em> this</em><em> helps</em>
