Explanation:
Long-term financing is a common need when you want to make large purchases, such as with a home, car or boat. You may also get a home equity loan or personal loan to cover education, home renovation or business start-up costs. You need to understand the advantages that come with the ability to repay these borrowed funds through installments over a long period of time.
Low Monthly Payments
The monthly payments on long-term financing are usually low. If you borrow $100,000 to buy a house at a 5 percent fixed interest rate with a 30-year repayment period, your monthly payment of principal and interest is $536.82. These small monthly installments improve your ability to budget effectively for other monthly expenses, including utilities, groceries, clothes and kids' needs.
Interest Benefits
Interest rates on long-term building or asset loans are usually low when you secure the loan with the asset. The low cost of borrowing adds justification to the financial benefits of repaying the debt in small installments over time. A home equity loan with a 10 to 15 year repayment period typically offers a better interest rate than credit cards or personal loans with shorter repayment periods. Additionally, the interest on mortgages and home equity financing is usually tax deductible. According to "Kiplinger" many homeowners are actually better off taking a 30-year mortgage at a slightly higher interest rate than a 15 to 20 mortgage largely because of the tax deductions.
It helped end segregation in public places, and banned employment discrimination. <span />
Answer:
Self conscious emotions
Explanation:
Self conscious emotions do not appear to develop until self awareness appears at approximately 15-18 months of age.
Answer:
A) Continued enrollment in a weight-loss program
Explanation:
Dependent variable: The variable that is being tested or measured in an experiment. The researchers focus on how changes in the independent variable leads to the changes in the dependent variable. The dependent variable is the variable, what you are trying to measure in an experiment and this is what gets affected during the experiment. It depends on the independent variable (IV), as it responds to IV.
Based on the research study, Humanists believed that education should "<u>stimulate the individual's creative powers."</u>
<h3>What is Humanism?</h3>
Humanism is the philosophy that emphasizes the significance of human factors over other issues in the world's affairs.
Humanists generally favor human values—the belief that humans can improve their lives through, education science, and reasons.
Hence, in this case, it is concluded that the correct answer is "<u>stimulate the individual's creative powers."</u>
Learn more about humanism here: brainly.com/question/14318219