Rates Are Lower
Along with falling home prices, recessions tend to bring falling mortgage rates. The housing industry plays an important role in the economy. So, by lowering mortgage rates during a recession, the federal government hopes to buoy home sales by making it cheaper to borrow mortgages.
<u>Some core values that were important to new settlers that came to the New Nation </u>are: 1. Individualism, self-reliance, and mutual respect. 2. Popular sovereignty and democracy. 3. Spread liberty and social justice. 4. Enlightenment and education for the common people. 5. Work hard to do his or her own job better, and if it is necessary, take new risks.
American people’s values and lifestyles have changed since then, however, the basics of these American values are an element of today's American culture and the national characters.
