This best illustrates that Jamie and Lynn were over confident. Accoding to psychology, being over confident can bring you difficulties and failures. Being overconfident
does not allow you to prepare for a situation , which may bring harm as we lack the equipment to face it. A similar example from which Jamie and Lynn should learn is showing is a man who quarrels with his wife goes to fight a well trained profesional boxing champ.
A quarter is a fourth of something. In this case a quarter is a fourth of an hour. An hour is 60 minutes, and a fourth of that is 15 minutes (60 divided by 4). So quarter past 3 is 3:15