Definitely not B or C so it has to be either A or D.
Risks can accumulate over time through exposure to different things over life which is a normal part of life generally. People who do a lot of crazy things are people who are more prone to having different kinds of risks being brought upon them. If you're working as a construction, it's more likely with time that you will suffer from some sort of work-related accident than someone who works in an office all day long.
