The answer for this question is: <span>the 12th amendment was passed to change the electoral college vote The 12th amendment requires both president and the vice president to be elected through the electoral vote and not the popular vote. This amendment was created to make sure that all the candidates will pay attention to all States in America and not only focused on the states that have high population</span>
"Companies were guilty of unwise lending practices" and "<span>The Federal government was guilty of poor policies" are both correct since there was lots of "loose lending" that allowed people who weren't prepared to purchase homes.</span>
