<span>A credit union typically has membership requirements to have money in their financial institution. The members of a credit union help control the cooperative by keeping funds wihtin their institution. A credit union thrives off of having competitive rates for their members but also offering other services to them. </span>
Yeah huh" you have to explain what you wanted
<span>He found that families are, in fact, a universal across cultures. Every culture in the world, even those that were considered outside the normal white Anglo bounds of civilization, seemed to have family structures that were similar to ours. This showed that there is some sort of inborn tendency for people to gravitate to families.</span>
3. a bear hibernating in winter