Answer: C. Alcohol use disorder
Answer choices are:
<span>A. </span>Excessive self-awareness
<span>B. </span>Sensory deprivation
<span>C. </span>Alcohol use disorder
<span>D. </span>Excess dopamine
Ryan most clearly suffers from<span> Alcohol use disorder or alcoholism. A person with this disorder cannot control his drinking, being preoccupied with alcohol, and continue to use alcohol even when it causes problems. He has the tendency to drink more to get the same effect or have withdrawal symptoms when he decreases or stops drinking.</span>
The following statements describe accurately the terms of this mortgage:
-"The monthly interest rate is 4 percent". This means that each month, the owner will have to pay the normal fee plus 4% of it.
-"Monthly payments must be for 30 years". This means that the owner will have to make a payment every month for 30 years in order to pay their debt.
-"The homeowner is borrowing $200.000". This is the amount of money the homeowner is borrowing from the bank or company, which they will pay by making monthly payments for 30 years.
The other three statements do not describe the terms of the mortgage as they misunderstand the details.
-Payments must be made for 30 years, with 12 months each year, it makes it 360 payments in total. Not monthly payments for 360 years and the homeowner is not borrowing $360.000 either.
-The annual interest rate is not 4.8% . The correct way to find this value is by taking into account days and months, which would make it be around 60%.
The correct answer to this open question is the following.
Although there are no options attached we can say the following.
Do the economic benefits of free trade outweigh the social costs?
Not really, and it all depends on the perspective.
From the big companies and industrial side, free trade has been a success. Free trade has allowed thousands of companies to export their goods with cero import tariffs, benefiting the income. It has allowed multinational companies to go abroad and establishing branches in different parts of the world, basically in underdeveloped nations.
Once there, they paid very low salaries, much less than what they should have paid in their former countries, That is a reason why they moved to underdeveloped countries. So cheap labor is one reason. And other these multinational companies freely exploit the many raw materials and natural resources of that underdeveloped country.
Meanwhile, free trade makes rich people and corporations richer, and poor countries and poor people continue to be as poor as they have always been. No serious progress at all,