HI is most noticeable during the summer and winter. The main cause of the urban heat island effect is from the modification of land surfaces. Waste heat generated by energy usage is a secondary contributor. As a population center grows, it tends to expand its area and increase its average temperature.
Changes from building houses to withstand either tsunamis or hurricanes. From changes to the local economy and how the food grows and what needs to be strengthen to adapt to the noticeable weather change. Also from the changes of local and current laws and or codes of laws.
5 percent is the correct answer