<u>Major risks faced by banks:</u>
The major risks faced by banks include liquidity, market, operational, and credit risk.
<u>Credit risks:</u>
Credit risk is when the borrower does not repay the loan. The delayed payment of loans also comes under this category.
The bank generally conducts a back ground check and sanction loans to only those customers (business or individuals) who does not run out of income along the total period of loan. There are credit rating agencies that support the banks in assessing the creditworthiness of the borrower.
<u>Operational Risks:</u>
Operational risks refers to the operational failures of any banks day-to-day process. For example, payment to wrong accounts or external or internal fraud.
Banks now rely on technology-enabled risk surveillance. Using machine learning and advanced analytics, banks leverage tremendous trove of data to monitor bank’s entire operations automatically and continuously.
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Answer:
It prevents the growth of microorganisms that cause both food spoilage and foodborne illness.
Explanation:
correct answer in quiz
Eliminating weak/dead verbs means avoiding too much use of the copulative "to be". This can be done through focusing on the action in the sentence. Another good way is to make sure your sentence is in the active voice.
First sentence: (Not much could be done with that one as there is no action, unless you would like to change the meaning of the sentence.)
Second sentence: I angered my mom.
Third sentence: The dark frightened the little boy.