Answer:
Credit unions offer some of the best rates on credit products such as car loans, mortgages and credit cards. They provide fee-free checking accounts and savings accounts, too, without requiring a substantial minimum balance. That can be a huge relief when your funds dip into the single digits.
Answer:
The correct answer is Flexible accumulation.
Explanation:
In flexible accumulation, it is believed that fundamental changes in the international economy, especially in the early 1970s, led to mass production changing with a new "modus operandi" known as flexible specialization. Factors such as the 1973 oil crisis, increased competition with foreign markets (especially those in Southeast Asia) and factors such as globalization, the end of the postwar period, and increased privatization made the old mass production system incompetent
Instead of producing generic goods, companies now find it more profitable to produce various product lines aimed at different groups of consumers, appealing to their sense of taste and fashion. Instead of researching mass production of a single product with huge amounts of money, companies now need to build an intelligent system of work and machines that are flexible and can respond quickly to market vagaries.
The cash payback period for the asset is 3 years.
Payback period = Cost of Investment ÷ annual cash inflow
=174,000 / 58,000
= 3 years
What is cost of investment in accounting?
Certain investments are recorded using the cost method of accounting in a company's financial statements. When an investor holds an investment that it has little or no control over—typically described as owning less than 20% of the company—they employ this strategy.
What is yearly cash flow?
Cash circulation in and out of a business over a fiscal year is referred to as "annual cash flow" in finance.
How do you calculate annual cash flow?
To calculate your yearly cash flow, subtract your total cash inflows from your total cash outflows. If the result is positive, it indicates positive cash flow; if it is negative, it indicates negative cash flow. Using the same example, take $175,000 out and subtract $139,000 to generate $36,000 in positive annual cash flow.
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Answer:
Explanation:
1. Some of the operational and behavioral benefits that are generally attributed to a participatory budgeting process are as follows:
a) Utilization of the best knowledge of activities in a specific area, because the participants are close to daily operations.
b) Goals that are more realistic and acceptable.
c) Improved communication and group cohesiveness.
d) A sense of commitment and willingness to be held accountable for the budget.
2. Four deficiencies in Patricia Eklund’s participatory policy for planning and performance evaluation, along with recommendations of how the deficiencies can be corrected:
Deficiencies Recommendations The setting of constraints on fixed expenditures includes uncontrollable fixed costs, thereby mitigating the positive effects of participatory budgeting. Rewards should be based on meeting budget and/or organizational goals or objectives. The arbitrary revision of approved budgets defeats the participatory process. The contingency budget should be separate, over and above each department’s srcinal submission. The division manager holds back a percentage of each budget for discretionary use. Managers should be involved in the revision of budgets. Managers could submit a budget with programs at different levels of funding. Evaluation based on budget performance must be accompanied with intrinsic rewards. Divisional constraints could be at a budget "kick-off meeting;however individual limit of controllable expenses should be set by each manager
Answer:
at any given wage
Explanation:
The labour demand curve shows the number of workers that a firm is willing to hire at a given wage rate. The higher the wage, the lower the quantity of labour demanded and the lower the wage, the higher the number of workers hired. For this reason, the labour demand curve is downward sloping
Please check the attached image for a graph showing the labour demand curve
