The missing word would be tiene.
Carlos: No sé qué cuenta abrir para ahorrar mi dinero .
Julio: _______________ abras una cuenta de ahorro.
Answer : Julio: <u>Te aconsejo que</u> abras una cuenta de ahorro.
When we advise, it is usual to use a compound sentence : "<u>Te aconsejo que</u>" + el consejo.
Hope this helps!
Where are the answer choices?
Answer:
Ceviche from Panama, I've visited Panama and there was a family business that sold only that