Yes it is, common nouns are basically the more specific version of nouns
hope this helps!!
Answer:
i would say it would be direct
The answer for this problem would be J. Innocent should stay as “innocent”, there doesn’t need to be a comma after today and the comma is acting just fine in the place it is in.
Bank services : This is because we are all meant to manage our belongings, without banks, the stability of our wealth will be less as thieves will have a free open market