I believe the answer is: <span>people take unnecessary risks when they are more afraid of being called cowards than of behind injured.
This perception come from people's need to maintain their value/position at the social group. Often time, this perception is actually not true because most of the time people could if other people choose to step back and re-think their approach for a problem</span>
In conclusion, I would recommend not passing any extra questions (so the reader can have a sense of closure). Also, I think the sentence “it is helpful if you already speak a foreign language.” Should be removed because it puts a limitation on the reader and makes them feel like they have an intimidating obligation. I would suggest something along the lines of:
Volunteering overseas is a unique and positive way to explore the world. The cost is often reasonable and the benefits obtained far outweigh the negatives. One can travel to magnificent new places and be able to make a difference where it is really needed. It cannot be recommended enough to engage in there wonderful opportunities as they are truly life-changing in their impact.
Answer:
No matter in what capacity you are writing a letter of advice, the burden lies on you, to give a positive response. Before responding to such a request you should think about it, but the letter should not be delayed. You should choose your words carefully, do not try to be judgmental. Make the person believe that you really care about him or her and the opinion you are giving is based on the sincerity. If you consider the topic sensitive, you should consider your approach carefully and avoid strong language. Its better to restrict your opinion, to the subject that has been asked do not add other aspects to it.
Answer:
When the Federal Reserve increases its interest rate, banks then have no choice but to increase their rates as well. When banks increase their rates, fewer people want to borrow money because it costs more to do so while that money accrues at a higher interest. So spending drops, prices drop and inflation slows.
