<h2> <em>A ghost</em></h2>
- <em>because Horatio does not believe that there is one; also, Marcellus believes that if Horatio, a scholar, speaks to this specter, it will respond</em>
<h2><em>hope</em><em> it</em><em> helps</em><em>!</em></h2>
Answer:
Beau Taplin is the one who said that
True. Because you’re borrowing money from the bank that you will eventually need to repay