<span>The fact that Banks in the 1990s were more likely to approve whites for home loans than blacks or Latinos is an example of: Institutional racism
Institutional racism is a form of racism that is carried out by big establishment toward a specific group.
During that period The banks saw blacks or Latinos as the ethnicity groups that tend to have weak economic capabilities so they think it would be easier to simply deny them from their service because it took too much risk.</span>
more, because the culture expects less from people that have life easy, so with that logic, our culture would expect more from the people experiencing hardships
A bank loan is basically like borrowing something from somebody . Say if you go into the bank to loan 1,200$ they will loan it to you and give you a long term period of time to pay them back. Hope this helps
Pluto was (your welcome fam)