I think that in some cases, we should increase spending for those in need. Some of these may include if they are sick, injured, etc. But, in other cases, I do not think so (including bankruptcy, homelessness, etc). My reasoning behind this is that if someone is injured and does not have enough money to pay for hospital bills, etc, we could all pitch in to help sometimes. But, I don't think that we should spend our hard-earned money on people going through personal tragedy.
Gestalt theory's main principle of perception is that the whole has a greater meaning than the sum of its parts and, therefore, we do not need to look at its individual parts to understand the whole