Answer:
Fixed Deposit is a financial instrument issued by banks or NBFCs that provides borrowers with a higher interest rate than a normal savings account, until the due date. They may or may not require a separate account to be established.
Good app to use is Chegg Study
It depends, how you pronounce your name, if it is pronounced," key-ah-nah" than you use the 2nd one. If it is pronounced, "Cah-nah" than you use the first one
Hope this was help